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Oklahoma Insurance (OK)

Oklahoma Car Insurance Requirements
Minimum Physical Injury Coverage

$25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Minimum Property Damage Coverage

$25,000 for harm to or destruction of property of others in any one accident

Optional Insurance Coverage

Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Oklahoma, UM coverage incorporates underinsured motorist (UIM) coverage. Under this policy, the insured can buy UM in an amount equal to the physical injury liability insurance coverage procured or a lesser amount. The amount purchased, however, cannot fall below the requisite physical injury liability coverage.

Contact the Oklahoma Insurance Department - Commissioner Kim Holland
At the Oklahoma Insurance Department, we do our utmost to be the most well-informed, reliable source of insurance directive, aiming to provide service, safeguard, education and supervision in insurance and associated industries to the people of Oklahoma. We achieve this by guaranteeing that consumers have a solvent insurance market, a knowledgeable industry from which to buy insurance, and premium policyholder service and education.

Our responsibility is to put into effect the insurance laws and regulations of this state objectively and swiftly. We evaluate our success by consumer approval and consciousness.

Kim Holland was appointed by Oklahoma Governor Brad Henry in January 2005 becoming the second woman to serve as Insurance Commissioner. A business woman and energetic civic volunteer preceding her appointment, Commissioner Holland has put together an established track record of consumer support over a period of more than two decades as an insurance professional.

Devoted to serving those same consumers now, Commissioner Holland has developed and enhanced the Insurance Department's receptiveness to Oklahoma citizens. Under her direction, the Oklahoma Insurance Department has improved its user-friendliness through toll-free consumer hot lines, superior Internet access and outreach programs across the state.

Insurance deceit avoidance and defense get the preference in Commissioner Holland's priorities. Successfully working to secure law-enforcement standing for the Department's Anti-Fraud Unit, she has allowed for more hard line hunt of transgression. In 2005, the Oklahoma Insurance Department recovered over $2.5 million dollars for Oklahoma citizens.

The Tulsa Office of the Oklahoma Insurance Department is a full-service segment serving the state's second largest metropolitan area and northeastern Oklahoma.

The office offers assistance with consumer grievances and inquisitions; agent licensing operations including application dispensation and verification; senior health insurance counsel on Medicare, Medicare add-ons, long term care, and other insurance requirements; community outreach through speaking arrangements with various groups, organizations, and other public bodies.
b>Oklahoma City Location:
Oklahoma Insurance Department
2401 N.W. 23rd Street, Suite 28
Oklahoma City, OK 73107
1-800-522-0071 or (405) 521-2828
Mailing Address:
OK Insurance Department
P.O. Box 53408
Oklahoma City, OK 73152-3408
Tulsa Office:
Oklahoma Department of Insurance
4157 S. Harvard, Suite. 121
Tulsa, OK 74135
1-800-728-2906 or (918) 747-7700